:root{--ink:#073f47;--teal:#006271;--gold:#d7b46c;--muted:#657d81;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;font-synthesis:none}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:25px}body{margin:0}a{color:inherit;text-decoration:none}button,input{font:inherit}button,a,input,summary{-webkit-tap-highlight-color:transparent}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid var(--gold);outline-offset:5px}.wrap{max-width:1200px;padding-left:40px;padding-right:40px;margin:auto}.nav{display:flex;align-items:center;justify-content:space-between;gap:25px;height:106px;border-bottom:1px solid #e1e9ea}.brand{font-size:24px;font-weight:800;letter-spacing:-1px;white-space:nowrap}.brand>span{font-weight:400;margin-left:5px}.brand small{display:block;font-size:10px;text-transform:uppercase;letter-spacing:3px;color:#7e9194;margin-top:6px}.nav nav{display:flex;gap:28px;font-size:14px}.nav nav a:hover{color:#b2863b}.nav-cta{padding:14px 18px;border:1px solid #c8d9dc;border-radius:7px;font-size:14px}.nav-cta span{margin-left:20px}.hero{display:grid;grid-template-columns:1.05fr 1fr;gap:60px;align-items:center;padding-top:65px;padding-bottom:70px}.eyebrow{font-size:11px;letter-spacing:2px;font-weight:700;color:#65858a;margin:0 0 22px}h1{font-size:clamp(45px,5.7vw,76px);line-height:1.04;letter-spacing:-3.5px;font-weight:600;margin:0 0 26px}h1 em{color:#ad843e;font-family:Georgia,serif;font-weight:400}.lead{font-size:17px;color:var(--muted);line-height:1.75;max-width:430px;margin-bottom:28px}.button{display:inline-flex;align-items:center;justify-content:space-between;gap:35px;border:0;border-radius:7px;padding:18px 25px;background:var(--ink);color:#fff;font-size:14px;font-weight:600;cursor:pointer;transition:transform .2s,background .2s}.button:hover{transform:translateY(-2px);background:#096170}.button.gold{background:#e3c383;color:#233e40}.button.gold:hover{background:#efd398}.button:disabled{opacity:.5;cursor:wait}.button[hidden]{display:none}.hero-note{display:flex;gap:13px;align-items:center;margin-top:33px}.hero-note>span{font-size:30px;color:#aa813b;border-right:1px solid #dbe4e5;padding-right:15px}.hero-note p{font-size:12px;line-height:1.6;color:#7b9195;margin:0}.hero-note b{font-weight:400;color:#345d65}.brand-panel{background:#f1f6f6;border-radius:160px 160px 18px 18px;padding:62px 28px 30px;border:1px solid #dfe9ea;box-shadow:0 18px 40px #124b4808}.panel-top,.panel-bottom{display:flex;justify-content:space-between;align-items:center;color:#5f8188;font-size:10px;letter-spacing:2px}.panel-top{padding:0 18px}.brand-panel img{display:block;width:100%;height:auto;margin:48px 0 37px;mix-blend-mode:multiply}.panel-bottom{border-top:1px solid #d4e2e4;padding-top:23px;font-size:13px;letter-spacing:0;line-height:1.6}.star{font-size:35px;color:#bc994f}.about{display:grid;grid-template-columns:1fr 1fr;gap:65px;padding-top:45px;padding-bottom:68px;border-top:1px solid #dee8e9}h2{font-size:35px;line-height:1.2;letter-spacing:-1.2px;font-weight:500;margin:0}.about-text p{color:var(--muted);line-height:1.8;font-size:15px;margin:0 0 16px}.calc-section{background:#edf4f5;padding:65px 0}.section-head{display:flex;justify-content:space-between;align-items:end;gap:30px;margin-bottom:35px}.section-head>p{font-size:14px;color:var(--muted);line-height:1.7;margin:0}.calculator{border-radius:16px;overflow:hidden;background:#fff;border:1px solid #d7e5e7;box-shadow:0 16px 40px #173d4806}.calc-brand{display:flex;justify-content:space-between;gap:15px;padding:22px 30px;border-bottom:1px solid #e5eded;font-size:12px;color:#759195}.calc-brand>span:first-child{color:var(--ink);font-size:18px;font-weight:700}.calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:40px;padding:30px}form{min-width:0}.field{margin-bottom:24px}.field:last-of-type{margin-bottom:0}label{display:block;font-size:14px;font-weight:600;margin-bottom:10px}.inputbox{background:#f5f8f9;border:1px solid #dce7e9;border-radius:8px;display:flex;align-items:center;padding:0 16px;height:57px}.inputbox:focus-within{outline:2px solid #86b6be}.inputbox input{background:none;border:0;outline:0;font-size:26px;color:var(--ink);width:100%;min-width:0;font-weight:600;appearance:textfield}.inputbox input::-webkit-inner-spin-button{appearance:none}.inputbox span{font-size:14px;color:#69848a}input[type=range]{width:100%;accent-color:var(--teal);height:5px;margin:19px 0 9px;cursor:pointer}.limits{display:flex;justify-content:space-between;font-size:12px;color:#748b90}.hint{font-size:12px;color:#7b8f93;line-height:1.5}.result{background:#064e59;border-radius:12px;padding:32px;color:#fff}.result .eyebrow{color:#a9c9ce;margin:0}.payment{font-size:clamp(25px,3.4vw,43px);letter-spacing:-1.8px;font-weight:600;margin:20px 0 8px;overflow-wrap:anywhere}.result-note{font-size:12px;color:#b6ced3;margin:0 0 28px}dl{margin:0;padding-top:25px;border-top:1px solid #ffffff25}dl>div{display:flex;justify-content:space-between;gap:20px;margin-bottom:18px;font-size:14px}dt{color:#b6d0d4}dd{margin:0;text-align:right;font-weight:600}.total{display:block;border-top:1px solid #ffffff25;padding-top:22px;margin-top:23px}.total dt{font-size:12px}.total dd{color:#e9c77f;font-size:28px;text-align:left;margin-top:8px}.bar{height:7px;border-radius:5px;overflow:hidden;background:#d7b46c;display:flex}.bar span{background:#b3d6dc}.legend{display:flex;justify-content:space-between;font-size:11px;color:#bcd5d8;margin-top:10px}.legend span:last-child{color:#e8c98d}.calc-disclaimer{font-size:12px;line-height:1.6;color:#70898e;border-top:1px solid #e6eeee;padding:16px 30px;margin:0}.calc-actions{display:flex;align-items:center;gap:15px;margin-top:20px}.calc-actions p{font-size:13px;color:#70898e;margin-right:auto}#status{font-size:13px;color:var(--teal);min-height:15px}#error{color:#a43f30;font-size:13px}#error:empty{display:none}.steps{padding-top:75px;padding-bottom:65px}.steps-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:35px}.steps-grid article{border-top:1px solid #cbdcde;padding-top:23px}.number{font-family:Georgia,serif;font-size:35px;color:#b28e47}h3{font-size:20px;font-weight:500;letter-spacing:-.4px;margin:23px 0 13px}.steps-grid p{font-size:15px;line-height:1.7;color:var(--muted)}.faq{display:grid;grid-template-columns:1fr 1.3fr;gap:65px;padding-top:45px;padding-bottom:75px;border-top:1px solid #dce6e8}details{border-bottom:1px solid #dce6e8;padding:22px 0}details:first-child{padding-top:0}summary{font-size:16px;cursor:pointer;line-height:1.5}details p{font-size:14px;color:var(--muted);line-height:1.8;margin-bottom:0}.closing{background:#064e59;border-radius:15px;padding-top:43px;padding-bottom:45px;display:flex;align-items:center;justify-content:space-between;color:white;max-width:1120px}.closing .eyebrow{color:#b1cdd1}.closing h2{font-size:34px}footer{padding-top:55px;padding-bottom:25px}.footer-top{display:flex;justify-content:space-between;align-items:center;gap:25px}.footer-top>span{font-size:13px;color:#72898e;line-height:1.7}.footer-top>a:last-child{font-size:14px}footer>p{font-size:12px;line-height:1.7;color:#7c9297;max-width:720px;margin:30px 0}.footer-bottom{border-top:1px solid #e0e9ea;padding-top:20px;display:flex;justify-content:space-between;font-size:11px;color:#718a8e}@media(max-width:900px){.nav nav{display:none}.hero{gap:25px}.wrap{padding-left:25px;padding-right:25px}.brand-panel{padding-left:18px;padding-right:18px}.about{gap:30px}.calc-grid{gap:20px;padding:22px}.result{padding:25px}.closing{margin:0 25px}.payment{font-size:30px}}@media(max-width:620px){.wrap{padding-left:20px;padding-right:20px}.nav{height:86px}.brand{font-size:20px}.brand small{font-size:8px;letter-spacing:2px}.nav-cta{font-size:12px;padding:10px}.nav-cta span{display:none}.hero{grid-template-columns:1fr;padding-top:40px;padding-bottom:40px}.hero-copy{max-width:430px}h1{font-size:55px;letter-spacing:-2.6px}.lead{font-size:16px}.brand-panel{max-width:400px;width:100%;margin:12px auto 0;border-radius:100px 100px 15px 15px;padding-top:35px}.brand-panel img{margin:28px 0}.about{grid-template-columns:1fr;gap:25px;padding-top:35px;padding-bottom:40px}h2{font-size:29px}.section-head{display:block}.section-head>p{margin-top:20px}.calc-section{padding:40px 0}.calc-grid{grid-template-columns:1fr;padding:20px;gap:22px}.calc-brand{padding:20px;flex-wrap:wrap}.calc-brand>span{font-size:11px}.calc-brand>span:first-child{font-size:16px}.payment{font-size:36px}.calc-disclaimer{padding:15px 20px}.calc-actions{flex-wrap:wrap}.calc-actions p{width:100%;margin:0 0 5px;line-height:1.5}.calc-actions button{width:100%}.steps{padding-top:45px;padding-bottom:35px}.steps-grid{grid-template-columns:1fr;gap:15px}.steps-grid article{display:grid;grid-template-columns:45px 1fr;gap:0 15px}.steps-grid h3{margin:6px 0}.steps-grid p{grid-column:2;margin-top:7px}.faq{grid-template-columns:1fr;gap:30px;padding-top:35px;padding-bottom:40px}.closing{margin:0 20px;display:block;padding:30px 25px}.closing h2{font-size:27px}.closing .button{margin-top:25px}.footer-top{flex-wrap:wrap}.footer-bottom{gap:20px;line-height:1.5}footer{padding-top:35px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
.contacts{padding-top:0;padding-bottom:65px;display:grid;grid-template-columns:1fr 1.3fr;gap:65px}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:25px}.contact-grid>div{border-top:1px solid #dce6e8;padding-top:16px}.contact-grid span{font-size:12px;color:#647f85}.contact-grid p{font-size:15px;line-height:1.5;color:#375e66}@media(max-width:620px){.contacts{grid-template-columns:1fr;gap:28px;padding-bottom:40px}.contact-grid{gap:20px}}

.brand img{display:block;width:150px;height:76px;object-fit:contain}.footer-top .brand img{width:170px;height:85px}@media(max-width:620px){.brand img{width:130px;height:65px}}
/* UniCredit visual refinement */
body{background:#fcfdfd}.nav{height:108px;border-bottom:0}.nav .brand img{height:87px;width:174px}.nav-cta{background:#064e59;color:#fff;border:0;padding:16px 21px}.nav nav{gap:26px}.nav nav a{position:relative}.nav nav a:after{content:'';position:absolute;left:0;right:100%;bottom:-7px;height:2px;background:#c4a052;transition:right .2s}.nav nav a:hover:after{right:0}.hero{position:relative;padding-top:42px;padding-bottom:58px;gap:55px}.hero-copy .eyebrow{display:flex;align-items:center;gap:10px;letter-spacing:2.3px}.line-mark{display:inline-block;width:23px;height:2px;background:#c5a153}h1{font-size:clamp(48px,5.6vw,74px);line-height:1.03;letter-spacing:-3.7px}h1 em{color:#af8c45}.lead{max-width:440px;font-size:16px}.hero .button{box-shadow:0 7px 20px #c59e4120}.hero-metrics{display:flex;gap:29px;margin-top:35px;padding-top:25px;border-top:1px solid #dce5e6}.hero-metrics>div{display:flex;flex-direction:column;gap:8px}.hero-metrics>div+div{padding-left:28px;border-left:1px solid #dce5e6}.hero-metrics b{font-size:24px;letter-spacing:-1px;font-weight:500}.hero-metrics small{font-size:17px;margin-left:3px}.hero-metrics span{font-size:12px;color:#738b90}.brand-panel{isolation:isolate;position:relative;overflow:hidden;border-radius:24px;min-height:490px;padding:32px;background:linear-gradient(145deg,#087282 0%,#044955 64%,#023540 100%);border:1px solid #0b6471;box-shadow:0 23px 45px #044d5529}.brand-panel .panel-top{color:#c9e0e2;padding:0;position:relative;z-index:2;letter-spacing:2.5px}.brand-panel img{position:relative;z-index:2;background:#fff;mix-blend-mode:normal;padding:25px 15px;border-radius:16px;width:90%;margin:54px auto 43px;box-shadow:0 16px 25px #00273130;transform:rotate(-3deg);transition:transform .45s}.brand-panel:hover img{transform:rotate(0deg)}.panel-bottom{position:relative;z-index:2;border-color:#ffffff33;color:#c0d8dd;padding-top:23px}.brand-seal{width:49px;height:49px;display:grid;place-items:center;border:1px solid #c5a45b;border-radius:50%;color:#edcb80;font-size:25px;font-family:Georgia}.orbit{position:absolute;width:480px;height:480px;border:1px solid #ffffff15;border-radius:50%;z-index:0;pointer-events:none}.orbit-one{left:90px;top:55px}.orbit-two{left:125px;top:90px;border-color:#d6b77330}.about{padding-top:40px;padding-bottom:48px;border-top:1px solid #d9e5e6;gap:70px;position:relative}.about:before{content:'';position:absolute;top:-2px;left:40px;width:70px;height:3px;background:#c4a05b}h2 em{font-family:Georgia,serif;font-weight:400;color:#a28349}.about-text p:first-child{font-size:17px;color:#325d65}.calc-section{background:linear-gradient(180deg,#edf4f5,#f3f7f7);border-top:1px solid #e2ecee;border-bottom:1px solid #e2ecee;padding:54px 0 62px}.section-head h2{font-size:40px}.calculator{border:1px solid #d3e3e5;box-shadow:0 18px 45px #0b455e0a;border-radius:19px}.calc-brand{padding:22px 30px;background:#fff}.calc-pill{background:#f6f0e3;color:#977638;padding:7px 11px;border:1px solid #e9dab6;border-radius:30px;font-size:11px}.calc-brand>span:first-child{display:flex;align-items:center;gap:12px}.calc-brand>span:first-child:before{content:'₸';color:#ad8945;font-size:21px;font-weight:400}.calc-grid{padding:30px;gap:36px}.calc-grid form{padding:5px 6px}.inputbox{background:#f7fafb;border-color:#d4e2e4;border-radius:10px;transition:border-color .2s,box-shadow .2s}.inputbox:focus-within{outline:0;border-color:#4a9ba7;box-shadow:0 0 0 3px #d9eef0}.inputbox:has(input[readonly]){background:#fbf8f0;border-color:#e6dbc1}.inputbox input[readonly]{color:#927037}.result{background:linear-gradient(145deg,#076574,#03434f);box-shadow:0 12px 24px #0d4c571c;border:1px solid #226e79;padding:32px}.result .total{border:1px solid #ffffff23;border-radius:10px;background:#ffffff09;padding:18px;margin:23px -10px 22px}.payment{font-size:clamp(28px,3.6vw,45px);letter-spacing:-1.8px}.steps-grid{gap:22px}.steps-grid article{padding:27px 25px;border:1px solid #dce6e7;border-radius:12px;background:#fff;transition:transform .25s,box-shadow .25s;position:relative}.steps-grid article:hover{transform:translateY(-4px);box-shadow:0 12px 25px #063e490a}.steps-grid .number{font-size:28px;background:#f8f3e8;border:1px solid #e9dec4;width:55px;height:55px;display:grid;place-items:center;border-radius:12px;font-style:italic}.steps-grid h3{font-weight:600;font-size:19px}.steps-grid p{font-size:14px;margin-bottom:0}.steps{padding-top:60px;padding-bottom:65px}footer{border-top:1px solid #e1e9ea;background:#fff}.footer-top>span a{color:#275b66;text-decoration:underline;text-underline-offset:4px}.brand-panel{animation:arrive .7s ease-out both}.hero-copy{animation:arrive .6s ease-out both}@keyframes arrive{from{opacity:0;transform:translateY(14px)}to{opacity:1;transform:translateY(0)}}@media(max-width:900px){.hero{gap:30px}.brand-panel{padding:25px;min-height:430px}.brand-panel img{width:100%;margin:50px auto 40px;padding:20px 10px}.hero-metrics{gap:18px}.hero-metrics>div+div{padding-left:18px}.hero-metrics b{font-size:21px}.about:before{left:25px}.section-head h2{font-size:34px}}@media(max-width:620px){.nav{height:91px}.nav .brand img{width:145px;height:73px}.nav-cta{padding:12px;font-size:12px}.hero{padding-top:30px;gap:24px;padding-bottom:42px}h1{font-size:57px;letter-spacing:-2.8px}.hero .lead{font-size:16px}.hero-metrics{gap:27px;max-width:390px}.hero-metrics b{font-size:23px}.brand-panel{min-height:0;max-width:none;padding:25px;border-radius:18px}.brand-panel img{width:82%;margin:30px auto;padding:20px 10px}.panel-bottom{padding-top:18px}.about{gap:25px;padding-bottom:36px}.about:before{left:20px}.about-text p:first-child{font-size:16px}.calc-section{padding-top:38px;padding-bottom:40px}.section-head h2{font-size:31px}.calc-brand{padding:18px;gap:12px}.calc-pill{font-size:10px}.calc-grid{padding:20px;gap:22px}.calc-grid form{padding:0}.result{padding:25px}.payment{font-size:35px}.steps{padding-top:40px;padding-bottom:40px}.steps-grid article{padding:20px;grid-template-columns:55px 1fr;gap:0 17px}.steps-grid h3{margin:5px 0}.steps-grid p{font-size:14px}.footer-top>span a{font-size:12px}}@media(prefers-reduced-motion:reduce){.brand-panel,.hero-copy{animation:none}.brand-panel img{transform:none}.steps-grid article:hover{transform:none}}

.manager-contact{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;max-width:1180px;margin:32px auto;padding:24px 28px;border:1px solid #d7e4de;border-radius:16px;background:#eef4f1;color:#07545c;text-decoration:none;font-weight:600}.manager-contact span{color:#926f29}

.channel-contact{background:#07545c;color:#fff;margin-top:16px}.channel-contact span{color:#ecd6a2}